Information for Buyers
RE/MAX Platinum Services buyers come from near and far. They are your friends with growing families, that need a bigger home, or your older neighbors that need to down-size, so there is not so much to take care of.
RE/MAX Platinum Services buyers move across the county, state and country to relocate to our beautiful area. Buyers purchase more homes here because of job changes, city attractions, child rearing, or just to fulfill their dreams of one day returning to the place they once called home. RE/MAX Platinum Services agents are trained experts in their field. They know how to steer you in the right direction, with each and every move. We pride ourselves on quality customer service, first-hand industry education and more sold homes than the local competition. Let's begin the home buying process so that you can understand how easy and hassle-free RE/MAX Platinum Services agents make it for our valued customers. Choose a link from the list below, or follow them step-by step to learn more:
 #1 Getting Ready To BuySo, you are ready to build the "American Dream?" Preparing to buy a home can be exciting and terrifying at the same time. Luckily, a RE/MAX Platinum Services agent can lead you in the right direction toward the home for your dreams. You first may want to ask yourself:
#2 Finding a RealtorBefore you choose a real estate agent, it is important to do your homework on the real estate companies in your area.
Feel free to ask them the following questions:
#3 Starting the Loan ProcessIt is important as a buyer that you establish some kind of financing before you make any kind of serious offer. The "pre-approval" process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount. The pre-approval process is when a lender looks at all of your finances and determines the amount of money you could afford for a mortgage. In order to get pre-approved for a loan, you need to contact a lender. Your #4 Starting Your SearchNow, it is time to start the exciting search for homes! You may want to narrow down your search by asking yourself the following questions:
#5 Finding Your New HomeBeginning the search for your new home can be a great feeling. It is important that you directly communicate what you desire in a home to your real estate agent. You may want to first begin by making a list of the features and benefits that are most important in your pursuit of finding a home. These could be:
#6 Making an Offer on a HomeSelecting a home should be relatively easy once a home falls somewhere in your criteria and the property is desirable for purchase. You will want to inform your real estate agent what you like about the house and make a list of your likes and dislikes with the property. There are three steps in selecting a home: accept the seller's asking price and have your agent write up the contract, reject the seller's asking price and have your agent make a different offer, or agree to different terms and have your agent write an offer. This is all a part of the negotiation process. Communicating about the house and how it makes you feel is important when making this decision. It is also important to be realistic when it comes to how much you can afford when selecting "your" home. #7 FinancingDoing you homework about loans will save you time and money. There are thousands of loans out there to choose from, but it is important to keep in mind several key factors that will help you along the way:
#8 InsuranceInsuring your home is like making an investment in your future. You work hard to have a home and homeowners insurance protects you and your family from someone or something from taking it all away. There are many different forms of insurance:
#9 Closing ProceduresThe closing process is always changing. It is even referred to "settlement" or "escrow" in different parts of the county. With increased technology, most closings are completely automated and both parties do not have to be present at the same time to sign. Closings usually take about 30 days to complete. This mainly depends on the buyer's financing availability, successful home inspection completion, and various lender conditions (ex. title search, title insurance, termite inspections, surveys and appraisals). The closing process is the transfer of the title of the property from the buyer to the seller. The buyer will receive the keys to the home or the deed to the land, while the seller receives payment for the property. The amount the seller receives is based upon the amount that is still owed on the mortgage, any outstanding fees or taxes and any additional closing costs. All legal papers are filed with the local record office. It is this step where the buyers and sellers do very little. It is important as the seller to take a final walk through the property to make sure the property's condition as not changed. It is equally important for both the buyer and seller to make sure the paperwork they are signing reflects the agreement of the original sale. #10 Settling InYou have unpacked boxes, arranged your furniture and feel complete with your moving task. What's next? There is always an adjustment period when you move. It is important to understand that what you, your spouse and/or children may be feeling is completely normal. Here is a list of a few things that may help:
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